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We are a team of highly experienced and dedicated professionals specializing in advisory services, fund raising and public listing.
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About Us
APROVE GROUP
We are a group of management consultancy companies aiming to provide financial advisory services to all Small and Medium Size Enterprise ("SME") in Malaysia.
Established since 2005 with more than 12 years of experience, we have been working closely with a network of professional arms such as commercial banks, law firms, audit and accounting firms.
We serve our customers by providing the best advice in our field of expertise - Corporate Finance, SME Services, Public Listing Consultancy and Corporate Services such as accounting and secretarial services.
Why APROVE?
We have established strategic network of investment bankers, securities firms, institutional investors, fund managers and professional firms with wide geographical markets. We advise on appropriateness of companies structure, optimisation of capital structure, finding strategic partners, provide private equity funding and assisting access to capital markets.
We take pride in our exceptional channel of resources. Our large network of panel financial institutions has enabled us to source the most COMPETITIVE rates with more affordable and flexible terms. Our years in the industry have helped us understand the needs of Small and Medium Enterprises (SMEs) and we are able to customize solutions to meet our clients' business needs.
Aprove Group of Companies
Sdn. Bhd.
Our Services
Financial advisory / Consultancy
Reviewing the company’s entire financing structure to determine the most economical and efficient options available.
Project / Contract Financing
Facilities to finance the working capital requirement through the contract period such as Bankers Acceptance, Bank Guarantee, Letter of Credit, Bank Overdraft up to 80% of contract value.
Government Loans
Term Loan, Overdraft and/or Trade Facilities for SME which require NO security pledging except for director and shareholder personal guarantee.
Business Loans
Working Capital with very competitive rates designed to assist upcoming entrepreneurs and business owners with their business.
Mortgage Loans
The best mortgage facility structure and rates to further assist the expansion of the business.
SME / Corporate Financing
Project / Contract Financing – Facilities to finance the working capital requirement through the contract period such as Banker Acceptance, Bank Guarantee, Letter of Credit, Bank Overdraft up to 80% of contract value.
Government Loan – Term Loan, Overdraft and/or Trade Facilities for SME which require NO security pledging except for director and shareholder personal guarantee
Business Loan (Working Capital)
Mortgage Loan
Public Listing Consultancy
Advising clients on the regulations and listing requirements.
Advising client on the appointment of other professionals involved in the IPO.
Performing due diligence together with the relevant professionals on the business and financial affairs of the clients.
Advising clients on their capital structure, invitation structure, marketing theme, timing of the IPO and appropriate pricing level etc, with a view to maximising investor acceptance and shareholder value.
Management of the IPO including co-ordination of other professionals involved in the IPO process
Coordinating publicity activities in relation to the listing
Why Us?
Experienced professionals
Free Consultation
Best Rates (in the market)
No financing limit
Saves time
Fast Approval
Our People
Alex Lim, ACCA Affiliate
Director
Alex Lim is one of the co-founder of Aprove Group. Alex has ten (10) years experience in evaluating corporate finance exercise and financial position assessment for client involved in various industries such as trading, manufacturing, logistic, oil & gas, construction and property development.
Throughout the years, Alex’s team has assisted more than 5000 clients in accomplishing their business financial goals. We have until today successfully processed more than RM 500 Million loans. Besides that, our corporate clients have also benefited from our total financial planning services that have catered their needs
S.H. Kee
Director
S.H. Kee started her career with Aprove Group as Senior Financial Consultant. She went on to hold senior management position in the Company and then responsible for overseeing the overall corporate finance functions of the Group together with Mr. Alex Lim. Ms. Kee has extensive experience and involvement in preliminary financial position assessment on client’s financial statement and management accounts.
James Thian
Director
James Thian was appointed the senior partner, Aprove Advisory Group, with effect in 2013. He is responsible for the growth and management of the Commercial Clients segment nationwide. Prior to his current role, he was Senior Manager for SME and Corporate Banking in few international banks in Malaysia.
During his finance and banking career, he manages loan portfolios, handle problem loan workouts & compliance issues, and train staff. Under his team of nearly RM300,000,000 portfolio loan consisting of project financing, real estate, working capital and line of credit loans. He analyzed P&L, balance sheets, AR, & business trends to determine debt structure and other potential investment opportunities.
Edmund Lee
Managing Director
Mr Edmund Lee is the managing director of Aprove Ventures Sdn Bhd. He has over 15 years of experience in the SME, Commercial and Corporate segment at both local and international financial institutions. Since joining Aprove Group, Edmund has diverse coverage in financial services industry and fund raising experience spanning across corporate, commercial & SME segment.
Prior to his current role, Mr Edmund was the Senior Manager of Commercial Banking with one of the local Financial Institution in Malaysia, covering both Klang Valley region and East Coast Region.
Experienced leader with a demonstrated history of working in the financial services industry. Skilled in Credit Lending, Fund Raising, Risk Management, Investment, Banking, Sales, Strategic Planning, and Business Development. Strong professional with a Bachelor of Finance from University of Hertforshire.
As the Managing Director of Aprove Ventures, he is instrumental for driving growth in the revenues and balance sheets of the company. He is well-versed with the viability and relevance of start-up, SME & Non-SME programmes at every business life stage.
He is passionate and focus in what he do and believe in making a positive difference!
Simon Choo
Director/Branch Partner
Simon Choo is appointed as Director/Branch Partner of Aprove Ventures Advisory Sdn Bhd (a subsidiary of Aprove Ventures Sdn Bhd). Prior to his current role, he was the experienced senior banker in commercial & corporate banking, a hunter role in managing & growing sizeable portfolios from different industries.
He has acquired various skillsets throughout his 11 years of banking experiences and exposures from a few prestigous banks ie fostering customer relationship by adopting an advisory role to provide a total business solutions & value added services to more than 1,000 business clienteles in terms of business loans & banking related products; possessing strong analytical skills & indepth knowledges in terms of credit evaluation, compliance policies, financial analysis, industry as well as feasibility study.
During his tenure in banking career, he did numerous remarkable deals with total loan size of not less than RM500mil where he also successfully structured various complex banking solutions to his clients such as contract financing, bridging loans, equity financing, renewable energy financing and other complex financing structures.
Steve Chia
Senior Vice President, Client Coverage
Prior to his current role in Aprove Ventures, he was seasoned banker with 19 years of experience providing financial solutions to clients. Solid understanding of Commercial Banking, Business Banking, SME Segment and Sales Management.
Steve has strong communication and relationship skills instrumental in the development of relationships between bank and corporate clients. He led a team of 10 Bank Relationship Managers during his last post as at Senior Team Manager in a foreign bank. Besides managing bank’s loan portfolio and maintained risk management processes, his team constantly performed on and off -site presentation of bank products and services through networking identified and cultivated prospective customers.
Steve is able leveraging his professional experience, education and industry knowledge to target successful deals for banking clients. He was constantly acting as a trusted advisor to business clients with company annual sales revenue of RM 5mil – RM 150 mil. Steve is able to collaborates with bank internal partners in Credit, Compliance, Legal and Operations to achieve business objectives and hence provide excellent client experience.
SME / CORPORATE FINANCING
Document Required for Assessment
- 3 years audited accounts
- Latest management accounts i.e. balance sheet and income statement
- Latest 6 months bank statements (active accounts only)
- Latest debtor aging and creditor listing
- Letter of award (for contract financing only, if applicable)
- Project cash flow forecast (for contract financing only, if applicable)
Book a free consultation
H-3-1, Block H
Pusat Komersial, Jalan Kuching,
No. 115, Jalan Kepayang Off Jalan Kuching,
51200, Kuala Lumpur.
Fax: 03-6243 4326
Email: enquiries@aprovegroup.com
Contact Person: Mr Alex Lim